Layer the following ingredients:
- 1 can of refried beans
- 2 large avocados (mashed with a little mayo, salsa and spices)
- 1 cup sour cream, 1 cup mayonnaise and 1 pkg taco seasoning (mixed well)
- shredded cheddar cheese
- 1 chopped tomato
- black olives
Keep refrigerated until use. Serve with tortilla chips.